What Is the Lowest Credit Score I Can Have to Qualify for a Home Loan?

home loan

I can place a large down payment on a house, but have low credit. Is it possible l force still qualify for a loan?

2 thoughts on “What Is the Lowest Credit Score I Can Have to Qualify for a Home Loan?

  1. Maddison you are a solicitor……………..

    First of all find out where you are with your credit reports.
    You should get your reports.
    Do NOT PAY!!
    You get 1 free report per agency per year.
    FREE, by Federal Law FREE

    here is the link, be sure you get the free one
    they do add your score for $5.95 which is a honest charge since the feds don’t make them give the score for free YET!

    >

  2. Your best bet is owner financing. In this market there is somebody who owns a house free and clear and wants to sell it. Your large down payment should be convincing.

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