What Is the Lowest Credit Score I Can Have to Qualify for a Home Loan?
I can place a large down payment on a house, but have low credit. Is it possible l force still qualify for a loan?
2 thoughts on “What Is the Lowest Credit Score I Can Have to Qualify for a Home Loan?”
Maddison you are a solicitor……………..
First of all find out where you are with your credit reports.
You should get your reports.
Do NOT PAY!!
You get 1 free report per agency per year.
FREE, by Federal Law FREE
here is the link, be sure you get the free one
they do add your score for $5.95 which is a honest charge since the feds don’t make them give the score for free YET!
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Your best bet is owner financing. In this market there is somebody who owns a house free and clear and wants to sell it. Your large down payment should be convincing.
Maddison you are a solicitor……………..
First of all find out where you are with your credit reports.
You should get your reports.
Do NOT PAY!!
You get 1 free report per agency per year.
FREE, by Federal Law FREE
here is the link, be sure you get the free one
they do add your score for $5.95 which is a honest charge since the feds don’t make them give the score for free YET!
>
Your best bet is owner financing. In this market there is somebody who owns a house free and clear and wants to sell it. Your large down payment should be convincing.