Congressman Dan Lungren discusses the foreclosure problem that is particulary acute in his district which includes Elk Grove and Galt, Ca. during a town hall meeting help on Monday, February 4, 2008. In this segment. Lungren answers a question from a frustrated homeowner who is “updside-down” in her mortgage. The constituent says she is building regular payments yet unable to get lenders to help refinance her house which will be adjusted up the coming months.