
I am in default on my student loans and had no income for last year can my husband file as Head of household with me as a dependant to aviod having his tax return taken?

I am in default on my student loans and had no income for last year can my husband file as Head of household with me as a dependant to aviod having his tax return taken?
My wife and I just bought our first home in Los Angeles and I know that this coming tax year we can deduct mortgage interest and property tax. We both have full-time jobs, file jointly (both filed with 0 claimed dependants), and have a, before taxes, combined income of roughly $100k. The mortgage interest and property taxes for the year will total just over $30k. What kind of number could I roughly expect to get back in my taxes this year?
We don’t have any kids and no other deductable interest. Last year our return was under $3k.