How to Get Auto Refinancing with Not So Good Credit and While Collecting Unemployment?

refinancing

My friend needs to reduce their monthly out go, one of the loans on the plate is the auto loan, unfortunately some of the challenges my friend is facing are;

* recently lost their job –BUT is collecting unemployment from the state of California so essentially has income coming in each month

* currently going owing to a divorce –unfortunately my friends spouse has hurt EACH of their credit ratings.

so is there any way to refinance? are there lenders out there? CapitalOne Auto Finance is not an option, they do not so auto refi’s and that is whom my friends current loan is owing to. Should my friend try and trade the car in for a used vehicle?

Your help is appreciated…thanks so much!

In the State of California, How Can I Get the Court to Have My Ex Refinance a Car That We Bought?

refinance

My ex wife and I bought a 2004 vehicle when we were still married. We separated in 2006, and have been divorced since 11/07. My name is still on the loan documents, even though the divorce settlement says that she has sole possesion of the car. She is constantly late with the payments, and my credit rating is suffering greatly. How can I go about having the court force her to refinance the vehicle in her name?