When I bought the home I wasnt really knowledgeable on how this flexible rate would go up this high I came in paying 900 and now 1300 a month , I am currently on my mortgage but dont know how much longer I will be current , My credit score is currently 602 who will give me better rate,, I trully want to save my credit from being ruin , but I dont know how long I can meet the deprivation of to pay this , am eating ever other day to pay this mortage and dont know how much longer am going to be able to do this .