Im shopping around to refinance my home and one of the options is a lender who says he will charge me $10,000. He says the 10k include them paying my property taxes. Should this be a excellent deal, or should I just pay my own property taxes and question him to reduce my price instead (since i would pay for those taxes myself)?
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My friend has a home loan of $80,000 at 6.5% interest.
I believe the current loan rate is about 5.75%.
Should she be thinking about refinancing the 80k.
She doesn’t want an adjustable rate mortgage.
Thanks for your response.
Do you the 15000 tax credit for home buyers will apply to refinancing a home as techinally you are buying a house? I know this might be a stretch