www.ratesupermarket.ca Refinancing mortgage loan is not child’s play. You need to work out the entire scheme in detail to ensure that you do not land up into a larger debt at greater cost than you already are.
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For eg: If you are 8 months into a $100K loan @10% and the same lender offers you a rate of 9%. Is there a way to just reduce the monthly payment considering the new (9%) rate and the amortization just picks up from Month 9.
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