How Much Money Do You Have to Pay for Closing Cost When You Refinance Home Loan? ?

refinance

I want to refinance my house to get lower rate. My loan is 200,000. I m a first time homeowner, my current rate is 6.5 %. I ve own my home for about a couple of months, my credit is excellent, not exceptional. I want to know a ball park on paying closing cost. Also is the closing cost money i need to come up with?