Our local salesman is trying to talk us into a simple interest loan on a new car. What are the pros and cons of going this way? I can’t rely on him to give me any cons! 
My girlfriend and I owe about 460k on our California home. We may have the chance for a family member to pay off the loan in cash and make our monthly payments to them instead. What are the tax implications for both parties? We are currently in year 2 of a 30 year fixed at 6% and if we paid even a few hundred dollars less a month it would make a huge difference in our lifestyle. Any pros/cons doing this before end of year?
and how do you do that?
I bought it about and year and a half ago and my credit score has improved; not mightily but it has improved enough. Is it even a excellent thought to refinance a car?
I need a minimum of 1000 dollars in order to pay for my tuition and books. I’ve never done student loans before. How do they work?