What Are My Chances of Being Pre-approved for a Home Loan?

home loan

I live in Waukesha WI. I make $2500/month. I have $30,000 in student loans that I pay $400/month. I have a Motorcycle payment of $100/month. I just started a new job and have 2 degrees from Milwaukee School of Engineering that relate to this job. I am 23 years ancient trying to buy my first home. I have excellent credit. Do you reckon I will be pre-approved by a lender?

How Much Could I Get a Mortgage for if I Make 31k a Year?

mortgage

I’ve been hearing about this 8k home credit if your a first time homebuyer and buy a new house. I’m thought about buying a place by the end of the year.

I don’t make that much money, only 31k a year, but my motorcycle and car are both paid off so I don’t have any huge bills, pretty much only a credit card payment and my cell phone bill.

How much could I get a mortgage for and better yet how much could I meet the deprivation of?

How Can I Consolidate My Debt with No Consequences to My Credit, and No High Interest?

debt

I had excellent credit, but I bought a new motorcycle, and unlike a bank load when you buy a car, they gave me a credit card with a high enough limit to buy the bike (in my case $9800). It’s down to about $8800 and I have about one year left at 6.9% APR before it sky-rockets. I also have two credit cards, one with about $1800 at 24% APR and the other with $2800 currently 0% APR.

I want to combine all my debt and keep the APR down.

Anyone had excellent experiance with any debt consolidation companys?
I predestined bank loan not load. :P