i’m refinancing my mortgage to a 20-yr fixed @4.25%. should i roll in my HELOC? i have a $30k balance at prime-3.25%. i reckon i can pay off the HELOC in 3-5 years. even if the interest rate rises a couple points, wouldn’t i pay less total interest in 5 yrs vs 20? or are there other factors i’m not considering? mortgage is about $350k.
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News 8′s Steve Minich reports. (video taken on cell phone)
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