I owe $70,000 on my mortgage. Can I refinance, possibly a 3 or 5 year arm, and virtually pay off my mortgage by adding extra to the principal over the next 3 or 5 years and save more interest? I currently have a 30 yr. mortgage formerly for $135,000 obtained in 2003.
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If I want to get 2 or 3 offers for a mortgage refinance, do I have to get 2 or 3 appraisals? Or can I get just one, and use that for all 3 banks?
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