
Hi,
I am interested in refinancing my home mortgage and getting a cash back loan. What are the drawbacks to this? Will it affect my credit?

Hi,
I am interested in refinancing my home mortgage and getting a cash back loan. What are the drawbacks to this? Will it affect my credit?

My husband and I have been busting our hump trying to get his score up but no one wants to give us a tiny loan to help establish credit. So is there a company that will approve us with a 597 credit score? there is nothing left on his report that hasn’t been paid off except hospita l bills.

I am plotting to sell my home. It has cedar shingle siding which is quite hard to paint, and I am thought of getting Vinyl siding, but I have heard rumors that the FHA is reluctant to back a mortgage loan on house with vinyl siding. I don’t want to limit any buyer options.

I have a mortgage loan at 6% with a balance less than 80,000/8 years. Should I refinance the balance that I owe to invest my money somewhere else? Would it be worth refinancing with only 8 years left? I was thought about purchasing a new home and renting the current one that I have. The market where my home is very excellent for renting. Thank you.

I have a home loan through my family, therefore nothing shows up on my credit history. It would be nice to get credit for my timely payments and loan type diversification.