
We are thought of buying a house and I have googled mortgage companies, and there are so many!!!

We are thought of buying a house and I have googled mortgage companies, and there are so many!!!


I’m getting ready to buy my house. I know to do a 30-yr fixed rate. I’m just wondering what is the buzz about subprime home loans? It seems to really be hurting people and mortgage companies. What are the advantages and disadvantages? Thanks.
My fiance and i want to refi, on our home. I have tried every company i can reckon of. We both have terrible credit, but we need to also cash out to pay off our debt and start over. He owns his own business and it just started alternative up again. It’s seasonal work(painting). We want a loan with high interest so the payments are afforadable in his off season. Mortgage companies keep telling me that our home is worth too much? I find that hard to believe. If any can help we would thank you very much. I am trying to dodge bankruptcy.