Why Are 30 Year Fixed Mortgages Being Penalized with Higher Rates Than ARMS?

mortgages

Isnt low rate ARMS partially why we are in this Mortage Crisis to start with, yet mortgage lenders are raising the rates on 30 year fixed and once again having low rates for ARMS. I have fantastic credit (750+) i qualify for whatever i choose, but the federal regime is bailing out customers, and these companies, but the companies are still continuing the practice that got us here!