Is a Bank Student Loan Different from Financial Aid?

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I have been disqualified for financial aid for this upcoming semester of school. So I have been looking at a collegiate loan from my local bank. The loan requires authoritative recognition from my school that the loan amounts I question for are right for my tuition and fees. Will it be possible for me to get a Collegiate Loan or is this considered financial aid? If this is considered financial aid, what are my other options for getting money to pay for my loans? Please no spam posts…
Sorry, that last word should say tuition, rather than loans.

What Is the Limit Difference Between Getting Money from a Cosigned Loan and Getting Money from a Loan?

loan

My dad works on wallstreet, it fourty a touch, and has been told he can take up loans of up to 5 million dollars for a business loan.
I am out of college, was a administrator at a tiny business, and want to buy an existing tiny businesses.
I have no capital. There is no way I can get any funding.
My Dad says he will cosign a loan. Does this mean I can take out 300k at a reasonable rate from the bank?