I Have a Home Loan Question?

home loan

I got a call today that i got aprovd for a home loan, but i already bought land with the intent of building or puting a modular home on it, The land means everthing to me. but i cant find the right kind of loan. i dont want an exsisting home does anyone know any loan company that deal with construction or modular home loans. i have a blimish on my husbands credit so i need any advice i can get

Is It Legal for a Finance Company to Modify Half a Home Loan and Put the Other in Collection?

home loan

I have a first and second loan with the same finance company, and the company just agreed to modify the loan on my home but I expected papers in the mail were they have sold the other half of the loan to a collection company, and I already agreed to the modification and authorized the payments to come automatically out my account. The collection company want a payment in the same time frame. Is this legal

Can I Get a Home Equity Loan with a First Mortgage?

home loan

I am buying my first home with an FHA loan. The mortgage company I am using doesn’t do a 203K loan and I want to use money to improve the house. I was approved for $40,000 more than buy price and only want $20K max. My credit is not perfect… I’m trying to find out the chances of being able to get a home justice loan with a first mortgage. The house is valued $277K and the loan will be for $229000. Any help would be fantastic!