Why Is It So Hard to Become a Loan Processor?

loan

I despised being a loan officer so I took a loan processing course online & got my certificate. Now, I’ve been looking for work with no results. There are hardly any entry level positions because most of these companies want experience in this field. Also, it seems the mortgage jobs have slowed down since the summer started. Does anyone have any suggestions? Does anyone reckon mortgage jobs such as loan processing will pick up soon?

Is It Possible to Get a Home Loan with Bad Credit?

home loan

My credit score is around 530 and My husbands is around 630. I have charge offs from 2005 (that will be on my credit report until 2012)
We both have excellent jobs and bring home around 7000 together each month. We also have around 30,000 saved up for a down payment.
Since our income is decent, and we have a down payment (more than 10%) is it likely we will be able to find a home loan for a new home?