I am looking to consolidate a large chunk of debt, and I am hoping to lower my interest rate to 14 or 15%. Do any of you have any experience, and what might you suggest?
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I have taken an justice loan for 300 months with an interest rate of 8.24% and making a monthly payment of $197.07. Along with making the monthly payment I am also wanting to pay this off as early as possible by paying $400-500 monthly on the principal. How can I calculate how long this will take to pay off by paying this amount on the principal and is it surpass to pay on the principal weekly, bi-weekly or monthly. Thank you in advance for your responses!
I’m looking at buying a car and need around $2000. My mom would co-sign the loan because I have no credit. I would probably make the loan out for 36 months. What can I expect in interest and could I pay the loan off early if i wanted to?
I’m trying to figure out how to calculate a monthly payment for a $150,000 loan with a 5.5% interest rate that is monthly. The loan is 30 years (360 months). What do I do? I know what amortization is, it’s just confusing to calculate.