firstamericantv.com When people are looking to get a mortgage for a new house they bought or to refinance their loan they usually only look at the interest rate and try to go for the lender with the lowest rate. But, a low rate isn’t the only criteria you should be looking at. There are terms that you should be paying attention to, such as the closing cost and the underwriting guidelines. You force be saving a few dollars a month with a small lower rate, but if it has a high closing …