I’m hoping someone can help. I am baffled. My current loan is an ARM, for 30yrs. My payments went up this month. I need to refinance ASAP.
My loan is interest only, does that mean everything I paid in the last two years is lost?
I’m undefined how much my house value as altered since the market is off. I had a terrible experience with my last broker, right before closing my rates went up.
Are there any benefits dealing with a local bank? And are those rates they show on their websites legit? How would you point out the right one?
Who will most likely charge less in fees?
thank you : (
my “balance” is $165,000. Two years ago before I sent around $15,000 on improvements my home was appraised at $210,000.