I have excellent (over 700) credit. I am not behind on my mortgage. I have a fixed rate on my house. But I hear all the advertisements for loan modifications for people in distress. I am upside down on my mortgage,, How can I get my loan amount reduced?
First time buyer, refinancing, or buy, you need to see this video. This is a real video, no fluff, just real answers. FHA, VA, USDA, what ever you need excellent credit, terrible credit, get the truth here!
My loan is fixed rate, my monthly payment is honestly low, and I place down a large downpayment. But it was my first home, and I find myself wondering if I had a “terrible risk” loan or a normal home loan, after hearing constant talk about “the subprime lending debacle”. Any info you can offer will be appreciated.
If I question for a fixed rate and am told thats what I am being paid,and I question again and again am told thats exactly what I am given,is the finance company responsible ethiclly,as say a lawyer or a doctor to be above board. when is it questionable and who protects the people or regulates finance companys from giving out an ajustable rate instead.
My bal is 95000, my score is 650, what is the best rate and APR for me on a 30yrs FHA loan? Pls i need advice on what i need to know so i don’t get cheated again when dealing with the loan officer. Thanks