Learn about the pros and cons of refinancing. Learn about differences between fixed rate and flexible rate mortgages. Determine if refinancing is right for you.
Tag Archives: Fixed Rate
How Are Home Loans Priced Where You Live?

In your country, do you get home loans at a fixed rate for say 15 years?
Do you have to pay a large penalty for pre-paying?
If the loan is at a floating rate, what is it pegged to?
Do loan rates vary according to individual credit profiles?
Which Bank Is the Best for Private Student Loans?

I am trying to apply for a private student loan because my Stafford loan won’t cover my entire semester. Which bank has the best fixed interest rate, and highest turn-over rate for long-suffering loans?
Thanks for any input!
I have a ready and willing co-signer that has a fantastic credit score and very stable employment, so getting a loan is not a problem. I would just like to know what bank is the best to go with for such a costly choice. Thanks again for helping!
What Are the Disadvantages of Subprime Home Loans?

I’m getting ready to buy my house. I know to do a 30-yr fixed rate. I’m just wondering what is the buzz about subprime home loans? It seems to really be hurting people and mortgage companies. What are the advantages and disadvantages? Thanks.
