
I owe money on student loans that I haven’t been able to pay on because of hardship so when I file for my taxes next year will they keep my taxes?

I owe money on student loans that I haven’t been able to pay on because of hardship so when I file for my taxes next year will they keep my taxes?

It’s my first year owning a home, and I have heard different equipment.
Thanks!
I’ve been doing a lot of research and I know they look at income, credit, assets, property… But what do lenders look at exactly when I’m trying to refinance, and what is a healthy debt to income ratio? When I give them a copy of my income tax, does it matter that I have a low AGI when filing my taxes because I typically try to take as many deductions as possible when I file my taxes.
I use Turbo Tax to file my taxes and I receive my interest statements from my bank for filing — my bank also handles paying my insurance and property taxes — In addition to deducting my mortgage insurance on my filing, can I also deduct the property taxes that were paid that year? and if so, where on my return to do I specify this deduction?