
Like I am in about $20,000 in debt and I was thought about consolidating all of it into one monthly payment. If I do choose to do it, I really want to know how everything will show up on my credit report after everything is said and done.




I am trying to help someone pay down their debt. What is a dependable and trustworthy organization for this? How much does it cost? Thanks!
Some of the principles behind consolidating your debt clarified.