If My Closing Date of My Refinancing My Fha Loan Is at the End of the Month Do I Pay My Mortgage the Next Mont?

refinancing

i’m trying to refinance my home my closing date was on the end of september and i have an fha loan my first payment on my new loan is on november i want to know why i have to pay my october payment to the title company if i was told there was not going to be any out of my pocket expences on this refinancing isn;t closing cost and all expences all included on the loan

I Applied for a First Time Home Loan at the Bank Last Thursday, How Long Will It Take to Know if I Am Approved

home loan

This is my first time buying a home, and the closing date has been set for 9/21. I want to know when I should hear a touch about whether I am approved for the loan or not. I am nervous and can’t sleep due to worrying about it. I have signed all the ID for the loan, and gave the loan officer the insurance company info for the homeowners insurance, and I have the home picked out and the owner and I have agreed on a price. All I am waiting for is approval.
So…how long does it usually take to get approved? (I don’t know if it matters, but it’s an FHA loan)

I Need to Pay My Mortgage Down to an Exact Amount to Refinance.if I Overpay When Will a Refund Be Issued?

refinance

I am not sure of my exact closing date, thus I am not sure of my exact payoff amount.

Can the overpayment be applied to closing costs or will the overpayment be refunded via mail.

What form of payment is typically required at closing?

When should you be made aware of the exact amount of funds needed to close the loan?