I Am Refinancing for a Lower Mortgage Rate What Will the Appraiser Do?

refinancing

I bought my home one year ago and now I am refinancing. The appraiser is coming next week. What will they do? If a spare room and garage is messy will that affect the appraisal cost? Will they look in my closets? What if the appraised value changes excellent or terrible over when I bought it last year? Does that change the loan or my taxes?
Thanks Bill can you answer the part about value? What if the appraised value changes excellent or terrible over when I bought it last year? Does that change the loan or my taxes?I appreciate you sharing your expertise. :)

4536 6th Ave, Tacoma WA

Becky Barrick of Keller-Williams Reaty gives you a VIP tour of this newly remodeled Tacoma (WA) home that includes incredible simplified features. Everything from the flooring to the kitchen to the baths to the fixtures–all have been replaced and remodeled! Located in the heart of the 6th Ave district, this SUPER AFFORDABLE 3 bed 2.5 bath home offers you the space and the ammenities your heart desires, and you don’t have to break the bank! Espresso colored hardwood floors and cabinets, gorgeous tile and stainless appliances are just some of the improvements. Main-floor master with dual closets and .75 bath too! 3 bedrooms, 2.5 baths 1464 sq.ft. $219000 More info on Becky’s site: beckybarrick.com To get prequalified for your home loan, contact your mortgage professional at Empower Home Loans: www.empowerhomeloans.com or call 1-877-45-EMPOWER