MLK/Marcus Garvey Cooperatives. The shareholders are 10 years and $3.5 million away from paying off the property and HUD and Citi Community Capital are trying to break down the shareholders into a $40 million refinance deal. The US is presently suffering financially because of similar unrealistic refinance deals that have caused millions to lose their homes. Citi Community Capital who has benefited from the taxpayer financed $700 billion bail out package is continuing on its path to encumber …