I was just approved for a apartment and I’m 9 months pregnant. I have to place down a deposit and 1 months rent. I don’t have it and need to know which is the best way to get a loan without having a bank account and having terrible credit (blame it on a family member). I can’t question anyone in my family so how can I go about this?
Any large confidential bank does the legal verification of the builders’ documents before they pay out loan for apartment flat.
But, I have seen people do the legal verification themselves – Is it really required?
Isn’t the bank responsible for the legal verification since we pay them processing fee separately.
About a year ago I occured alot of debt. I’m now back on track, making pretty excellent money for my age.. I’m trying to figure out how much to pay each month towards my debts and how much to save? Here is a break down of my debt and the interest rates they have: $3200 at zero interest until March of 08. (I’m paying each month the amount that it would require to be paid off one month before the interest starts) 2200 in medical bills at zero interest (I pay the minium) 2400 to a apartment intricate for breaking my lease early, I just expected the notice and havn’t set up payment plans yet. I also have 2200 to a family member who says not to worrry about it to much until I’m caught up again. I know this may not be alot of debt to some people, but i’m only 23 and consider it WAY to much debt. I have around 1000- 2200 depending on my boneses each month to save or pay extra towards my bills. How much should I save and how much should I pay towards my bills? Any help would be fantastic.
I paid the debt in full but the credit report said that I still owe a balance. I can’t even get an apartment.
I bought an apartment in 2007 and the mortgage rate for 30 years is 6.5%. I recently went to a bank and they gave me the rate of 4.9% (as of April 09) for refinancing. It seems like Obama’s plot is working which is fantastic. But do you reflect the rate will even go lower? Should I wait longer or surpass to settle now?