We just so tired of renting. My husband’s twenty five years ancient and has fantastic credit. The thing is that he just got a new, excellent job since he graduated from grad school. I don’t know much about home loans. Would he have to work at the job for a certain amount of time? Would we have to have a down payment, or can you get home loans without it?
Tag Archives: Amount Of Time
I Just Took Out My First Mortgage on a Home. How Long Do I Have to Wait Before I Can Refi for a Lower Rate?
How Does Being Referred to a Debt Collector Affect My Credit?

I just got a letter from a debt collection agency, giving me a certain amount of time to pay a bill. Will this negatively affect my credit score?
Should I Refinance My Home if I Plan on Selling It Within 2 Years?
I have a $92,000 home loan at a fixed rate of 6.75 for 30 years. Right now my payment is $600 per month. This does not include my PMI payment of $46.25 a month.
I plot on building this same payment after refinancing, but applying the excess to the principal. Would this be beneficial to me if I am going to sell the house in 2 years? Should I let it be? Should I get a loan for a shorter amount of time?
How Soon Can You Take Out a Second Mortgage After Closing?
Obviously, the house has enough equity to take out a following mortgage. No, I don’t reckon following mortgages are excellent thoughts, but some situations earn them. I just simply want to know if you close on the home, can you take out a following mortgage immediately after, or do you have to wait a certain amount of time?



