Im 21 years ancient 30,000 income and plot on buying a home in 2years with my wife and son. I plot on having 15,000$ before entering process. FHA loans look like the scale for me since im a first time home buyer and dont want to place 20,000 down for conven.loans i want a 200,000 $ home here in alaska and the fha limit for the area is 268,000 what are the austere rules of fha they most people dont know before going through the process. basically any info you guys can give my so i can walk in the office one step yet to be well set. thank you