I have a home worth $150,000.00 and only owe $40,000.00. I am through Beneficial at a 12% fixed interest rate. I have a excellent professional job and excellent income but I want to refinance with $15,000.00 out so I can pay off all bills and do some home improvements. My credit score is low due to problems well in the past. Can anyone help me in this situation?
I don’t want a company that charges high fees and is reputable. The loan amount I need to refinance is about 55k, the house is worth 170k. My credit is exceptional and the house is my primary residence and I live in Georgia.
I am working with a new lender to refinance my loan. I am approved for the loan, completed my appraisal. If my lender can not get me a low rate can I go else where?
I want to submit home loan refinancing application to two different banks at one time, but I don’t know if it will effect my credit. I want to receive “Excellent Faith Estimate” from both banks, and compare
the closing expenses. Are there any drawbacks to do so?
I currently am a year into my loan. My mortgage was sold, the new company said there was an issue with the loan the first time and i have no scale but to refinance. They will give me a 0.25 percent off the interest. It all sounds suspicious, any thoughts?