
I have a 573 credit score and the payments are too high. I want to refinance but its hard to do so. Does anyone know a company that will work with me with my credit?

I have a 573 credit score and the payments are too high. I want to refinance but its hard to do so. Does anyone know a company that will work with me with my credit?

i pay 280 and looking to bring the payment down by extending loan period for a couple more years…
is there a difference between refinancing the car and borrowing money to pay the car of? which one is more well-located because if i own the car i no longer have to pay full coverage (i am required to pay full coverage right now)

i wanted to know if when you refinance if you get your down payment you place on your car back. or when you pay off your car do you get it back, because when i financed my car it was 11000, with taxes the car was 13000, i but 5000 down so i thought the price left would be 8000, but when i started making payments it was starting from 13000, so i wanna know what the 5000 was really for, i have read in other seats where people payoff there car and they get there down payment back.

I want to refinance my car but i do not know which company would be the best to do so…Any HELP?

I want to buy a car, and am considering applying for a car loan.
What do lenders look for as a bare minimum to get a loan?
I have no possibilities for a co-signer, I have been in the same job for 3 years, so I have steady income, and I live at home so I don’t pay rent/mortgage.
Also, what lenders are usually more willing to give loans? Banks, credit unions, etc..?
Thanks!