My husband and I just got married in September. We both have some debt and both have honest or poor credit. We do not own a home, we rent.
What we want to do is consolidate our debt into one loan and just make one payment on it every month. How can we do this but not have to pay fees and with our “not so perfect” credit?
I am new to the Army. I have racked up two degrees and plenty of student loans. I have 48000 in federal loans which the Army is going to pay for. but I have 4000 in personal loans that the Army will not take care of. I want to go back to school for a Masters, but I cannot get my transcript to prove that I already have the credits to prove that I have the necessary credits. I have been to ACS, the education center and the VA. none of them have a program. is there a loan or a program that the Army has that I can take advantage of?
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I am trying to consolidate my credit card debt because the payments are too high each month. If I could get a home loan this would be perfect. I am having difficulty building all the payments and I don’t want to completely ruin my credit. Any dependable consolidation advice would be apprecitated!
My credit score is 620 i have no late or delinquencies in the past 10 years. But i do have outstanding balances on 2 or 3 credit cards during that time. I was recently able to get a car loan which i have been building regular payments on time. Do you reckon this is excellent enough for me to get a home loan of course the higher the score the better but whats my probability.Thanks in advance.