We are changing our mortgage from 30 yr/fix to 15 yr/fix. Is it wise to pay more money to lower the rate. If we are going to stay in this house for 5 more years, is it wise to refinance? How do we lower the fees for refinancing, we have questioned several loan companies, they all come pretty much the same price.
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I’m looking at an ancient Victorian home (built 1889) and wish to restore the home. The problem is, I know it will never pass inspection.
What kind of home loan can I get for something like this?
I am currently a law student and my parents pay my tuition bill in full every semester. So I really have no need since my way is paid. But, I do need to cover my living expenses. I was awarded about $20k in federal stafford loans. If I accept them, will I still get the money even if my account is paid in full? Or will they not even apply the money to my account?