
Would it be better to use 401K loan, home equity, etc.

Would it be better to use 401K loan, home equity, etc.
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I have been with the same mortgage company for nearly four years. I started with an flexible mortgage. After two years the rates and payments shot up. I modified with them to a two year fixed. This expires in August. Last November, I filed a Chapter 13 bankruptcy, which includes the mortgage. My attorney says to either work on another modification with the company I have, or to seek out a refinance somewhere else. Has anyone out there been in similar situations? What did you do? Any recommendations on a excellent company to go with?
www.foreclosure-survival-guide.com One solution for “upside down” mortgages is for the distressed homeowner to just walk away. Small video explores this aspect of the foreclosure crisis.

My husband has inherited a huge amount of debt from his ex-wife and still paying it off until this time. I’m wondering if there is anyone here who has experienced the same and had dealt with a debt consolidator in the US. Appreciate every single answers that you may have.