Mortgage Refinancing Agents/experts/specialists in New Jersey?

refinancing

Hi
I want to know how to get the information of Refinancing agents for Home Mortgage. For example, our term insurance was handled by agent who took in our info, ran the numbers, spoke to companies and brought us few options/choices we can select.

Do we have someone like that for home mortgage refinancing? Thank you in advance for all your help

How Does It Effect Your Credit Score, if Your Mortgage Gets Sold to Another Lender?

mortgage

Does it help, because it appears that you fully paid off a mortgage, and then took out another one?

Does it hurt, because all of a sudden you have a new huge loan on your credit report?
There is something called “length of time major accounts have been established” that is frequently sited as a top reason why someone’s credit score isn’t higher.

How Long Does It Take to Modify a Mortgage on a House?

mortgage

I hired a company to get my mortgage modified. I place of protection’t made a payment in nearly 6 months. The company I hired is my sisters boyfriend’s family and I know they are having financial issues, because that’s what her boyfriend has been telling me. I just feel like they are doing nothing to help me. I just need to know how long it takes to modify a mortgage because I feel they aren’t doing their jobs and taking advantage because I am like family.