My house value is far not more than than the price I paid 3yrs back.After 2 yrs of the buy it has now flexible interest rate and mortgage payments increase every 6 months.Lenders decline to refi due to not more than market value of my house.Advise what can I do in this case?
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Before locking in your interest rate for a buy or refinance make sure to know what it will cost you has a home owner in Seattle.
I live in a surburb of Atlanta, GA. I have $30k of equity in my home. I need some money to do some minor repairs around my home. It is about $3500 worth included labor. I want to rent out my home and buy another the early part of next year. My salary will be increased by then. I will have two raises by then. My credit scores are 648, 648, 608. A bank has approved me for a refinance loan. My interest rate now is 5.5. I was just told by a friend that I will be better off going to the bank that my loan is with and withdrawing from my equity. I never heard of doing this. Do anyone have any suggestions on what I should do?
I have had my mortgage for 2 years. My monthly payment is $641. I have a FHA. My bank denied me for a line of credit about a year ago because they said I was late too many time. I have not been over 30 days late. It was went I was out on leave. The lates are not on my credit report. I never a new kitchen floors, new doors throught the home, the whole interior done, some upgrade, and plumbing work.