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Monthly Archives: April 2005
I Would Like to Know if Is Worth to Buy Points to Get 5.85% Refinancing Rate?
I am refinancing my condo with Citimortgage and I am negotiating a 5.85% rate. But I have to pay points in order to get 5.85% and my closing cost will be higher. I don’t know what to do.
VA Loan Requirements for Loans for Military
At valoantrust.com we specialize in VA Loan requirements. These are loans for military personnel. Va Fixed Rates are below 5%. We will also help you with your VA Certificate. Don’t wait !
How Does an 80/20 Loan Work, in Terms of Refinancing?
In May of 2003, my husband and I bought a house. We got an 80/20 loan to cover the cost. 80% of the loan is a fixed 5.25% rate. 20% of the loan started at 6.25% and currently sits at 9.25&. The loan is going to readjust next May. Is the 20% loan considered a second mortgage? How can I refinance it now and get a reasonable rate? My husband and I have near-brilliant credit.
P.S. as a side note, the house we have the mortgage on is currently worth roughly $20,000 less than we paid for it, so rolling the loans together is out of the question.
North Carolina Home Equity Loan Secrets
www.chadaldridgeloans.com – 5 Refinance Mistakes most people make and how you can avoid them!Stop shopping for a North Carolina Home Justice Loan until you watch this video by mortgage expert Chad Aldridge.