And, what is the lowest credit score you can have? My credit score isn’t the greatest and I’m looking to get pre-approved, but I have heard that the banks are not even giving loans right now even if you have excellent credit.Any advice?
Im trying to find a lender who is willing to do a small refinance also known as a small payoff. My client has already received the approval from his current lender to accept a small payoff. Now I have to find him a loan, could you please tell me of any lenders willing to give the loan.
Property is in California.
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We just bought a home and place down less than 20% as a down payment. We were told we would have to pay PMI until we meet this 20% mark. My question:
Will we have to refinance after this 20% threshold is met for this to take place, or will it automatically drop off?
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