Does an Insurance Agency Need to Take Pictures of the Inside of the House When Dealing W/ Refinancing?

refinancing

my landlord tried entering my apartment without telling us, but was unsuccessful. they told us that an insurance agency needed to come in because they were trying to refinance their mortgage. we are verrry suspicious of them selling the house behind our backs. i was wondering if this is normal. thanks

How Long Will the Subprime Mortgage Dilemna Keep Sending the Stock Market on a Roller Coaster? and Why?

mortgage

The subprime mortgage fiasco cuts into consumer spending and the revenue lenders receive from interest. It has been about 6 months now that this issue has effected the market. As the market reached all time highs just a couple weeks ago, what would the say is the overall health of the market? The subprime issue has taken its toll on the real estate market as well. Some say that it will last into mid 09. In this case, would real estate rental markets be in higher demand? Also, if the real estate market is in a slump, why are REITs looking like a spectulative buy right now for a lot of people? Simply diversification?

Thanks everyone for their kind input!