Monthly Archives: April 2004

$78.8 Trillion; United States Debt Obligations exceed world GDP; Monetary Collapse Looming?

How in the world are we going to pay off all of this debt? Raising taxes to do it would burden our economy, and then the situation would only get worse. To me the solution is obvious, cut spending. For … Continue reading

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Can I refinance a 30 year fixed FHA loan that was issued in July 2008?

I purchased a home in July 2008 using a 30 year fixed FHA loan and the Nimia program. My rate is 6.7% and I’m wondering if it can be refinaced so I have a lower interest rate. Any information would … Continue reading

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How can I be on our mortgage without an existing credit score?

My husband and I want to apply together for a mortgage, his credit score is excellent, mine is non-existent since I have been in the US for only 3 years and have used credit cards related to my husband’s account … Continue reading

Posted in Personal Finance|Tagged , , |5 Comments